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one of the fastest ways to remove negative items from your credit report is by using the validation of debt method now this is actually really simple we are going to catch them in a violation of fcra 623 for the bureaus and the original creditors and for the collectors it is fdcpa 8078 most important part is coming up hereamp;#39;s the big deal about this they are required to enter the notice of dispute in the comments section of your account on your credit report within 30 days after they receive your first dispute if itamp;#39;s not there itamp;#39;s a violation so if that notice of this view is not there within that time frame now you have them in a violation use your credit report and your certified mail receipt to prove that they received it they didnamp;#39;t enter it and now you can go over to the cfbb and get your deletions so boom subscribe