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[Applause] well good afternoon and welcome everyone to Ned bankamp;#39;s uh group inum results broadcast itamp;#39;s a great privilege for me to host the groupamp;#39;s results for the first time as chief executive uh the agenda of our presentation today as shown on the left will start with me providing an overview of the groupamp;#39;s performance in the first half of 2024 a reflection on the operating environment and the outcomes we achieved on our strategic growth drivers Iamp;#39;ll then hand over to inundo our coo who will provide an update on the progress weamp;#39;re making on our strategy and MK our CFO will then follow with an analysis of the groupamp;#39;s financial performance including that of our respective Frontline clusters Iamp;#39;ll then return to close out the presentation with the outlook for the remainder of the year and our medium and long-term targets youamp;#39;ll notice some slides are marked additional info in the top right cor