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before I show you my annual net worth I want to show you some very interesting statistics that I found from Credit Karma and Americans have a serious net worth problem and itamp;#39;s not good at all so the first one they found was that 51 of Americans donamp;#39;t know how to calculate their net worth your net worth is your total assets minus your total liability so if you own a house thatamp;#39;s worth four hundred thousand dollars and you have a mortgage balance of two hundred thousand dollars then your net worth this 200 000 from the equity of your home you need to also add cash expensive jewelry Investments and retirement accounts to your assets and if you have a student loan credit card debt car loan or any other form of debt those are considered your liabilities and the second one is that about 31 of Americans have a net worth of zero dollars or less and I was one of them my net worth was actually in the negative way back in 2013 and Iamp;#39;m gonna show you my net worth s