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hey guys so welcome to another whiteboard video this ones going to be a short one but very very important all right so I actually created a whiteboard version of a generator that were gonna go over in a second but I did this to show you the formula I dont care what you plug into it you are always going to get the same results because it is the same formula all right youre going to get an action justifier and a reason and then there is your predator account number and dispute reason very simply put it onto your dispute letter okay its exactly like the dispute reason generator that are just using generator that I made alright so I actually gave you a couple different things that you can do with a student loan right this is based off the fact that there are so many people in the Commons and on text and email and everywhere saying that they have student loan issues okay so basically were going with the payment history first so you have to know what youre looking for obviously to be