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one percent higher expense ratio can cost you more than one crore rupees let me show you if you invest 25 000 rupees every month for the next 30 Years in two mutual funds both generating 12 percent returns mutual fund with one percent expense ratio will give you 1.29 crores more than the mutual fund that has two percent expense ratio so while comparing mutual funds please ensure to check the expense ratio also please understand that the expense ratio of a mutual fund changes time to time have a look at this Access Blue Chip mutual funds expense ratio currently is 0.55 but if we go back to May June time frame their expense ratio was 0.48 so it has gone up lastly if you invested in a mutual fund at the time when the expense ratio was one percent after one year let us say the expense ratio goes up to two percent you will be paying two percent expense ratio subscribe to my YouTube channel for personal finance and investing
