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youamp;#39;ve listened to any of our videos or followed any of the things we talked about weamp;#39;ve always gone over negative closing cost loans getting a lender credit so that the lender pays you to refinance and weamp;#39;ve started to get a bunch of questions about it and I figured that it would make sense to kind of give you an example to look at so you know what a negative costs a negative closing cost loan looks like so hereamp;#39;s an example where the borrower is five or six hundred $21,000 at six hundred twenty-one thousand three hundred dollar loan amount has the interest rate has the monthly payment and then you see in the closing costs thatamp;#39;s zero point zero zero and so what this document is is a closing disclosures basically like the final figures and so you see the closing cost is zero point zero zero so the borrower paid no closing cost looks like theyamp;#39;re getting a cash back of 1948 thatamp;#39;s just because their new loan amount is about 1948 h
