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let me give you all a powerful example of how expense ratios can kill your wealth over the course of your lifetime letamp;#39;s say we have two people person a and person B and they both started investing 300 a month into the stock market at the age of 25. letamp;#39;s assume that they both invested for 40 years until the age of 65 and they both managed to get an average return of nine percent a year however person a invested in low-cost index funds with an average expense ratio of 0.04 percent or four basis points and person B invested in actively managed mutual funds and ETFs with an average expense ratio of 0.80 or 80 basis points after 40 Years of investing 300 a month person a would have over 1.2 million dollars and person B would only have 983 thousand dollars because they lost over two hundred thousand dollars to fees ladies and gentlemen thatamp;#39;s why expense ratios matter and please donamp;#39;t let anybody tell you they donamp;#39;t my name is Ravi wadden please like
