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hi and welcome back to my channel I wanted to talk about a negative cash flow let me explain first of all what a negative cash flow would look like so if you made two thousand dollars a month and this was your income then you have expenses like you have 500 in rent you have a 200 in a credit card number one you have 250 and credit card number two you have your utilities then uh if we said they could be letamp;#39;s say a thousand dollars in your expenses and that being you know um your car payments your household expenses whatever your expensive expenses are with your Utilities phone bills um gas you know car insurance those are your expenses so of course we would need a list of these but then if you had a car payment that was 300 a month as well then we would look at what your cash flow is let me just pull up my trusting calculator here so I can see what Iamp;#39;ve added 500 plus 200 plus 250 1000 300 perfect okay so our example shows us that we have 20 to 50. in expenses total exp