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in this video iamp;#39;ll show you how devastating expense ratios could be to your investing returns if youamp;#39;re like most people your company likely offers some sort of retirement account in the united states itamp;#39;s often a 401k plan however similar types of plans exist around the world most people when they open the account they see something like this the plan you are in gives you choices as to which funds you want to add to your account and for most people this is overwhelming and they donamp;#39;t really know where to start iamp;#39;m inside a fidelity plan so letamp;#39;s go through whatamp;#39;s inside there will often be different tabs giving you information and typically the average total returns is the one given by default inside this fidelity plan there is average annual total returns cumulative total returns daily quotes fees and restrictions iamp;#39;ll explain why the fees section is often the most important information to look at and how some mutual fun