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hey everybody it is Grant Robbins from Billy coming at you again from inside the garage and we are talking some more Insurance specifically today weamp;#39;re going to talk a little bit about those endorsement forms that we request what do they mean what do they do how do they affect you and impact you as the general contractor or a subcontractor hiring other people what do they all mean right in our industry do we know what they all mean probably not so letamp;#39;s break it down an endorsement form is a form that actually modifies the language of the policy that is attached to the named insured so what does that mean well it can enrich language make it stricter and stronger it can actually remove certain parts of that language anything like that so that endorsement form whatever it says in it it is modifying the language in that policy now itamp;#39;s important to remember that weamp;#39;re talking about the policy of the named insured the name insurance is the person youamp;#39