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two most confusing services are zip pay and zip money so whats the difference between both in this video we are comparing the two so lets get started both are available in australia and new zealand and both have similar features except a few zip is used for regular shopping such as clothes and stuff you get in between 350 dollars and thousand dollars to spend online and in store zip money however offers the limit of over thousand dollars and potentially a maximum of five thousand dollars its for big purchases like your phone or your laptop although there is a difference in the limit both work in the same way you can use both online in-store own stores where mastercard is accepted and use both to bpay in store you can ask the cashier to scan the code generated in the app to use zip pay or zip money online we log in with our account the third way is pretty great you can generate a credit card in the application which can be used online where mastercard is accepted or can be added to