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Iamp;#39;m about to give you a five-part formula that you can use for any account that is going to remove these from your credit report it is called the gerro formula and itamp;#39;s really simple tell them what you want them to do like delete or correct tell them the part of the account that youamp;#39;re disputing balance P du date less paid date less active failure to enter the notice of dispute doesnamp;#39;t matter you have 19 different parts of an account that you can dispute and then tell them why the why is the most important are there different dates are there different balances put it all into this five-part formula hereamp;#39;s a very simple example of a violation delete this charge off for inaccuracy because the date last paid reports as these three different dates that is it I promise you if you use this very simple formula to put any account into it you are going to get results whoever told you that it only takes one dispute letter to remove all your negative items
