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when I talk about removing inaccurate and negative accounts from your credit reports Iamp;#39;m talking about on your credit reports you have accounts thatamp;#39;s not reporting correctly like if you look on all three credit bills youamp;#39;ll see different things in terms of the date open is different on all three credit bureaus the payment history is different and Iamp;#39;m talking about TransUnion Equifax and experience can have the same the same account but theyamp;#39;re reporting a different day open on each credit bureau or each credit bureau is reporting a different high balance the most you ever owed on that account or a different payment history when you see those different things you can get that account removed from your credit reports and deleted from your credit reports which can actually boost your credit score but thatamp;#39;s what Iamp;#39;m talking about when I say inaccurate and um negative accounts on your credit