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In this video tutorial, the presenter explains how to properly fill out a Request for Verification of Employment (VOE) for mortgage lenders. The VOE form must be sent directly to the lender without being transmitted through the applicant or any third party. This process is crucial in preventing fraud during mortgage underwriting. The employer or HR department should ensure the VOE is received via secure methods such as fax or email, but not from the borrower or any individual. The video emphasizes the importance of this direct transmission to maintain the integrity of the verification process.