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um everyone i can see you coming in from the waiting room thanks so much for being on time well get started in just a couple seconds um okay well get going now thank you guys so much for being us being here with us this afternoon my name is anna tauzin im the chief revenue and innovation officer for the texas restaurant association and we have a very exciting i promise its a very exciting webinar on restaurant gift cards today i know sometimes that topic can be a little dry no offense to the panelists that we have today but it can be a little cumbersome sometimes to dig into the nitty-gritty and understand sort of how gift cards work and theres so many different options out there from virtual gift cards to physical gift cards we thought we put together some content for you to sort of dispel any any concerns you might have and of course because we have heartland as a partner weve asked two people from heartland to be with us today uh to go over their gift card program and how tha