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To obtain a lien release for a vehicle title, first identify the lender or lien holder listed on the title. The title includes the owner's name, the issuing state, and any lien reference, which can prevent the DMV from issuing a replacement title even if the loan is paid off. If you are the vehicle owner, you can visit the DMV to determine the lien holder's name. If you are not the owner, alternative methods may be necessary to find this information. It's important to note that even if the loan balance is zero, the lender may not have updated the information in the system, which can complicate the lien release process.