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In this tutorial, board-certified creditors' rights attorney Nicholas D. Kralik emphasizes the importance of understanding credit agreements at the start of a business relationship. He highlights that when extending credit to a new customer, creditors are effectively lending their company's money, which poses a risk of non-payment. Kralik advises that this is the ideal time to proactively establish the rights and remedies needed for potential situations where the customer may become a non-compliant debtor. He stresses the necessity of preparing for collection from day one, even though it may be uncomfortable to consider.
