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In this video, the host addresses a subscriber's frustration regarding the confusion between owner financing and contract for deed, also known as installment plan contracts. He clarifies that while these terms are often used interchangeably, they have a key difference related to the transfer of the deed. Owner financing involves the seller acting as the bank for the buyer, typically when the seller owns the property outright. In contrast, contract for deed is a specific type of owner financing where the buyer makes payments while the seller retains the title until the property is fully paid off. The host aims to simplify these concepts for better understanding.