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so insurers are coming under increasing pressure to pivot to new business models and new approaches to technology a lot of thatamp;#39;s coming out around from two key factors one is around the innovation thatamp;#39;s available now from emerging technologies and the combination of those technologies innovation comes from looking at how you can combine different types of technology together rather than looking at one specific item the other area thatamp;#39;s creating a lot of change at the moment is that she had pace of technology improvement and the capabilities that are driving that so that pace of change is massively increasing the fluidity that organizations need to adopt and thatamp;#39;s been driven by three key areas so the first is data organizations businesses assets that insurers tend to ensure itamp;#39;s becoming much more connected much richer and much deeper organizations also understanding the value of that data that they have when we look and extend the In