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In this video tutorial, the speaker discusses the rent-to-own process and highlights several concerns. As a lender, the speaker often sees these agreements fail and would personally avoid entering into one. The typical pitch is that renting with an option to buy allows renters to improve their credit while contributing to a down payment. However, there are many potential pitfalls. Firstly, there are legitimate sellers, but also scams to watch out for. Even with a legitimate arrangement, the speaker emphasizes that the money needs to count toward the down payment, which is not always guaranteed. Overall, renters should be cautious and well-informed about the risks.
