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welcome to the 5-minute legal Master Series where expert attorneys help you master important legal topics today board certified creditors rights attorney Nicholas D crawick discusses credit agreements welcome today I want to talk to you a little bit about credit agreements you know in the Euphoria of getting a new customer not many creditors especially their sales departments want to think about their customer becoming a debtor somewhere down the line however when a creditor extends credit to that new customer he is essentially lending his companys money and there is a risk that the Creditor may not get paid by this customer therefore the outset of the business relationship with a new customer that is precisely the time to be proactive to anticipate what rights and remedies you as the credit granter will want and need to have at your disposal if and when the new customer becomes a non-compliant debtor youve got to prepare for a collection from day one and nobody likes to think about