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Many people are confused about the 25 certificate of liability insurance document, regardless of their role as policyholders, certificate holders, or additional insureds. This video tutorial aims to clarify how to read this form. The 25 certificate is a document issued by a producer, agency, or insurance company that summarizes the liability insurance coverage for the policyholder. The tutorial will guide viewers on how to interpret the information contained in the certificate. The first step is to recognize that the top of the document states "certificate of liability," which indicates that it will detail various liability coverages.