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so if youamp;#39;re watching this video a lot of things are going on in your life number one you have defaulted or you are about to default on your mortgage you havenamp;#39;t been able to pay for one reason or another most likely itamp;#39;s not your fault but the reality is that youamp;#39;re looking at a letter or youamp;#39;ve received a letter or youamp;#39;re about to receive a letter from your mortgage Bank saying you have defaulted we are going to take your house this is the number one thing that you need to realize in this moment that a lot of people have gone through and youamp;#39;re going through right now which is donamp;#39;t panic panic is your enemy there is a path and there is a way out of your problem and Iamp;#39;m going to talk to you about that and explain what Iamp;#39;ve seen over almost 15 years of helping thousands of people in your situation how to get out of a mortgage default and move on with your life [Applause] [Applause] thank yo