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all right hello this is Melissa your insurance exam Queen and since this video will be on YouTube please make sure to like And subscribe to the channel um drop a comment below about what state youamp;#39;re in what test youamp;#39;re taking I will tell you whatamp;#39;s important and definitely check out my website insuranceexamqueen.com for my class series YouTube is the little meal the little bite-sized pieces of the information my class series like gold is the full-blown meal that will help explain all of this into more in-depth detail but letamp;#39;s jump into part A for your car insurance okay so on your car insurance policy you have um different parts on homeowners they call it coverages on auto they call it parts so the main coverage on an auto policy is known as part a and part A is liability and what that means is youamp;#39;re at fault if youamp;#39;re liable youamp;#39;re at fault liability means Iamp;#39;m at fault so I wrote it out here in yellow I hit crashed int