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youve just been denied for your little modification and you dont know what to do for a lot of households this is an emergency youre looking at your removal from your home because you cannot make a deal with the bank im going to talk to you in this episode of motivational esquire if that is legal and what you can do to fix it in most cases there are over a million households right now that are still in forbearance and hundreds of thousands more that are in this limbo stage where they came out of forbearance but they still dont have a deal with the bank and they dont know whats going to happen to them come the turn of the year new year 2022 when they might have to face a foreclosure now the issue is that a lot of people have applied have followed up have submitted documents and have still been denied for their loan modification request the question is what can you do about it but the bigger question is does the bank have any obligation to actually give you a loan modification and