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[Music] benefit programs must be designed administered communicated and measured to maximize the impact that employee benefits have on employee satisfaction and retention careful consideration must be given to designing benefit programs with the overall organizational philosophy and strategy in mind organizations design benefit plans with the goal of providing value for employees while remaining cost effective for the company many key decisions must be made as part of benefits design as part of both benefits design and administration employers may offer employees choices and benefits a flexible benefits plan is a program that allows employees to select the benefits they prefer from options established by the employer as a result of the changing composition of the workforce flexible benefit plans have grown in popularity flexible benefit systems recognize that individual employees situations differ because of age family status and lifestyle another problem can be adverse selection by em