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In this segment, it's explained that when someone buys a car with a loan, the bank holds the title until the loan is fully paid off. Despite the bank holding the title, the car owner retains ownership rights, meaning they can sell or refinance the vehicle. The insurance covers the owner, not the bank. Once the loan is paid off, the bank provides the title, and the customer becomes the full owner without any remaining agreements. This illustrates the ownership arrangement between a car buyer and a lender.