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in todays video were going to go over exactly how to budget Ill walk you through the entire process that I use and youll be able to customize it so that it works well for your situation well also go over the importance of a savings rate and exactly how to figure out what your savings rate is and how it stacks up against the average American savings rate remember the most important thing about budgeting is planning if you know you have a big expense coming up next month plan for it so that you know exactly how much you can spend this month if you havent already watched it I did a video last week on why you need a budget which Ill link above and below in the description thats a good place to start if you want to know why budgets are important if youre already convinced then keep watching hi Im Erica Im a lawyer and I love talking about personal finance before we get started Id really appreciate it if you can hit the thumbs up and subscribe if you havent already its really