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Michael Rogers, known as the Bean Counter, explains how to set up a bank loan proposal. He provides four downloadable files: 1) a PDF sample of the loan proposal, 2) a Word document with a cover page, table of contents, and loan request template, 3) an Excel file for financial projections, personal budget, and balance sheet items, and 4) a PowerPoint presentation outlining past projects. Users are encouraged to modify these templates to suit their personal needs. The main document serves as a template, while the other files provide essential components for creating a comprehensive loan proposal.