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As you go through life, you might end up with several retirement accounts, or maybe a lot more than that, that are scattered all over the place. And so the question becomes, should you consolidate those accounts, or get everything under one roof, and what do you need to know as you evaluate that decision? So thats what well talk about for the next couple of minutes here, and in this case, consolidating means combining multiple accounts. So you might have an old 401k from one job, and another 401k from another, plus some IRAs, and you might combine all of that into a single IRA. In some cases, you cant get everything into one account. For example, you might have Roth money, and that needs to be kept in a Roth IRA, and your pre tax money stays in a separate pre tax IRA, but the idea is that youre reducing the total number of accounts, or the total number of vendors or custodians that you work with. Youll often hear the suggestion that you should consolidate your retirement accounts
