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A photography payment plan is an agreement between a professional photographer and a client for the use of images or services. While some photographers prefer full upfront payment, offering payment plans can make high-cost services more accessible to customers. These plans may also generate interest, benefiting both the client and the photographer. Key elements to include in the payment plan contract are the names of the parties, a description of the services, total balance due, repayment plan details (down payment, interest rate, start date, repayment period), payment instructions, late payment stipulations, signatures, and any other relevant terms. For more resources, visit eForms.