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The tutorial demonstrates how to create a personal loan agreement using DocHub in PDF format, which is considered user-friendly. To begin, users visit the designated webpage and can choose their preferred format. The video provides a step-by-step guide on filling out a fillable form: starting with the date of the agreement, the borrower's name (in this case, Johnny Appleseed), and the borrower's address (123 Apple Way, Apple Bill, Texas). It specifies the lender, Nancy Appleseed, who resides at the same address. The agreement outlines the loan amount of $10,000, with a repayment term of one year. Further details about the loan are indicated in the document.