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the family glitch is fixed hi Im Kevin kanels with insuremykeven.com and the IRS has issued new rules surrounding the Affordable Care Act and what was known as the family glitch in this family glitch occurred when one of the members of the household was offered employer-sponsored health insurance and that health insurance was deemed affordable at least for the employee not necessarily for the spouse and the dependents and because it was deemed affordable the spouse Independence could not go to a health insurance Marketplace exchange like healthcare.gov or Covered California and receive the subsidies these new rules from the IRS which go into effect for the 2023 plan year address the family glitch and they do this by looking at the affordability index by separating out the family members but certain conditions and tests need to be made to make sure that everything works so lets go over a few of those first the employer Plan offered to the employee must meet the minimum value standard