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When disputing a debt with a debt collector, it's essential to write a clear and concise letter outlining your reasons for the dispute. Michael Wassick, a lawyer from Florida, provides guidance on crafting this letter effectively. Start by identifying the specific debt and any communication you've received from the collector, such as letters or phone calls. Clearly articulate your reasons for disputing the debt, ensuring to include any supporting information that strengthens your case. It's important to remain factual and avoid including any unnecessary personal information or emotions. This structured approach will assist in addressing the debt collector appropriately while protecting your rights.