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The video tutorial discusses personal settings in the application navigator home page, specifically focusing on the My Account menu. It highlights the left side of the screen where the last icon resembles a person, indicating the number of banner messages. The user is notified of 40 banner messages received after transitioning to Banner 9, which are retained in GU and ESG until deleted. Users can manage these messages by clicking the person icon, accessing banner messages, deleting unnecessary ones, and saving changes. Additionally, the My Preferences section allows users to adjust display options, such as showing the forum name or acronym in the title bar and menus, enhancing user navigation.