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The speaker addresses a common question about structuring payment contracts. They emphasize that many contracts lack clear payment breakdowns. Clients often prefer not to pay the total upfront, especially for first-time engagements. A recommended payment method is the 50/25/25 rule: clients pay a non-refundable 50% deposit upfront to cover pre-production and some production costs. Then, upon receiving the first round of edits, they pay an additional 25%, which includes a watermarked edit. The final 25% is charged upon project completion. This approach helps facilitate client trust and ensures smoother transactions.