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In this tutorial, Alan Gisi, president and founder of North Star Financial Planners, addresses individuals nearing retirement from FRS employers, particularly those in special risk positions. He emphasizes that while most have deferred compensation plans, many have not fully utilized them, especially as they approach retirement at younger ages. Gisi highlights the missed opportunities for strengthening their 457 plans as the retirement window narrows. He reflects on a personal experience where a friend's retirement plan, including its deferred comp aspect, was reviewed alongside the advice he received from plan advisors, underscoring the importance of comprehensive financial planning for retirement.
