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In a recent deal, the seller sought additional assurance after the transfer of title to ensure safety post-closing. This title transfer transitions the seller into a lender role, as the buyer holds a loan from the seller. Depending on the state, this arrangement may involve a deed of trust or a mortgage, which serves as a public record of the debt. This security instrument is crucial in protecting the seller who provides financing. In seller finance transactions, a deed of trust is executed at the close of escrow, allowing sellers to offer extra security, if necessary, to safeguard their interests in the deal.