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Will Roundtree, a FICO certified credit specialist and author of "Credit is King" and "The They Don't Tell You," is leading a discussion on financial literacy and the importance of understanding credit. He emphasizes the need for knowledge about bank underwriting secrets, revealing that there are critical insights that banks often do not disclose to help improve approval chances for credit applications. Roundtree encourages viewers to take this journey towards financial literacy, stressing the importance of being informed to benefit themselves and their loved ones.