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A business owner needs to be prepared in the event of a disaster. When accidents, injuries, negligence, theft, or other losses occur in a professional situation, the business and their owners can often be held liable for these losses. What does it mean to be liable? Liability is a legal responsibility to settle financial debts or obligations to those affected by a loss, typically in the form of a lawsuit, which can total amounts greater than the business is able to afford. Business insurance exists to help pay for these liabilities. Business Insurance doesnt prevent disasters from happening: rather, it is a proactive solution that protects you from liabilities once a disaster has occurred. Insurance prevents the cost of business mistakes from leading to complete financial ruin. This video will cover the primary types of business insurance to help you protect your assets and your business, as well as list some of the more specialized policies available. We will also share some agent r