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In a tutorial, financial advisor Patrick Monroe explains how to file a property lien for unpaid debts, such as those owed to contractors or merchants. If a debt is deemed valid by the courts, creditors can file a property lien. This lien ensures that when the property is sold, the proceeds will be directed to the creditor. A common type of lien is the mechanic's lien, used by tradespeople who have performed work on a property but have not been compensated. To file this lien, one must pay a filing fee at the local courthouse, and the property owner will be notified of the lien placement.
