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hi dan sweeney with home bin discount realty and today were going to talk for a second about liens i get the question a lot how do i make sure the property im buying doesnt have any liens on it so lets lets uh lets talk about this a little bit a lien is a claim on a property so for example the most common form of a lien is would probably be a mortgage so the bank files a mortgage against your property saying that they have a claim on this money until you repay your loan and in the event that you dont repay they can come and force the sale the property to recoup their money thats one form of a lien as a mortgage but there are other types of liens if you dont pay your water bill for example the municipality or the town can file a lien against the property saying we are owed this money and and we are entitled to to the to a claim on this on this asset now in order to transfer the property to a new buyer a new buyer doesnt want a property with a bunch of liens right so really th