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Dan Sweeney from Home Bin Discount Realty discusses liens in a property context. A lien is essentially a claim against a property, with a common example being a mortgage, where a bank has a claim until the loan is repaid. If the borrower defaults, the bank can force a sale to recover funds. Other forms of liens can arise from unpaid bills, such as water bills, where municipalities can also file liens against the property. When transferring property to a new buyer, it's essential that the property is free of liens, as buyers typically do not want properties encumbered with multiple claims.
