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The tutorial demonstrates how to create a personal loan agreement using a fillable form on DocHub PDF. The process begins by selecting the desired format and filling in relevant information in the blanks. The example provided uses May 24, 2015, as the effective date, with Johnny Appleseed identified as the borrower residing at 123 Apple Way, Appleville, Texas. He is lending $10,000 to his wife, Nancy Appleseed, also residing at the same address, who promises to repay the loan within one year. The tutorial emphasizes the simplicity of filling in the form with the necessary details of the loan agreement.