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The tutorial demonstrates how to create a personal loan agreement using DocHub PDF. Users can choose their preferred format, but the video opts for DocHub as it is considered the easiest. It explains that the form is fillable; users need to click on blanks to enter necessary details. The agreement date is set as May 24, and the borrower is named as Johnny Appleseed, residing at 123 Apple Way, Apple Bill, Texas. The lender is identified as his wife, Nancy Appleseed, living at the same address. The borrower promises to pay back the loan of $10,000 within one year. The tutorial continues to guide users through filling out the rest of the loan terms.