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A photography payment plan is an agreement between a professional photographer and a client using the photographer's images or services. While some photographers prefer full upfront payment, offering payment plans can make costly services more affordable for clients. These plans may also incur interest, benefiting both parties. Key elements to include in the payment plan are: names of the parties, description of services, total balance due, repayment plan (including down payment, interest rate, and start date), payment instructions, late payment stipulations, signatures, and any additional terms. For a variety of legal documents, visit eForms.