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The tutorial demonstrates how to create a personal loan agreement using DocHub PDF. Users can choose from various formats, but DocHub is recommended for its ease of use. The process involves filling a fillable form by clicking on blanks. For example, the agreement is initiated with the date (May 24, 2015) and identifies Johnny Appleseed as the borrower and Nancy Appleseed as the lender, both residing at the same address (123 Apple Way, Apple Bill, Texas 12345). The borrower promises to repay the lender within a year, with a loan amount specified as $10,000, along with details of the loan. The tutorial emphasizes clarity and accuracy in filling out these details.