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This tutorial explains how to create a personal loan agreement using DocHub PDF. Start by navigating to the webpage and selecting the desired format. The example agreement is filled out as follows: the effective date is set to May 24, and the borrower is identified as Johnny Appleseed, residing at 123 Apple Way, Applebill, Texas. He is lending $10,000 to his wife, Nancy Appleseed, with repayment due in one year. The tutorial emphasizes the simplicity of completing the fillable form by clicking on the blanks to enter the necessary details about the borrower, lender, loan amount, and repayment terms.