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A durable power of attorney involves two parties: a principal and an agent. The principal selects the agent to manage financial matters on their behalf, typically in writing. Commonly, a spouse is chosen, but any trusted individual can serve. Attorneys often recommend selecting a person who is also a beneficiary in the principal's will. The principal may appoint multiple agents to make decisions collectively or designate an alternative agent if the primary agent cannot act. The key distinction between durable and general power of attorney is that general power ceases upon the principal's incapacitation, while a durable power of attorney remains active until the principal’s death or revocation.
