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In this video tutorial, Patti discusses key steps for managing debt effectively. She advises viewers to first reduce their expenses and then increase their income through means such as selling items or obtaining additional work. If expenses have already been minimized, Patti recommends considering a bank restructuring. She illustrates this concept using the analogy of a large family living in a spacious house. When faced with financial difficulties, the family decides to close off the two wings of the house to reduce costs, relocating everyone into the main building. This adjustment, though tight, makes the financial burden more manageable.
