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In this tutorial, Melissa, known as the insurance exam queen, discusses key components of insurance policies relevant to exam preparation. She highlights that this content is typically included in the property and casualty (P&C) basics for Prometric exams or in policy provisions and contract law for Pearson exams. To determine which exam format applies, individuals should search for their state's insurance exam schedule, which will direct them to either a Prometric or Pearson website. Melissa emphasizes that understanding these policy parts is crucial as they are significant for most state exams, particularly for those taking the property and casualty exam.